Leverage Loan Products

Your FiRSTEP in approaching Leverage Microfinance Company Limited is a step to make your dreams happen. We at leverage will provide you with that lever that will make your dreams a reality.

A financial institution that earns your trust and respect must be accessible, work with a sense of urgency (speed), be accountable and develop products to make most of your time and money. Hence the offer below;

BUSINESS LOANS

Working Capital Financing

To improve working capital position for enterprises to strengthen their ability to carry on trading, manufacturing, or other commercial activities in the short-term. Duration – up to 6 months.

Emergency Loans

This is designed for business men/women to forestall impending disaster from restricted cash flow, these are loans required within 24 to 52hours.  Duration – up to 3 months.

Special Purpose Loans

To finance specific transactions such as supply of goods Local Purchase Orders(LPO) or short-term contracts/projects, Designed for Suppliers, General Merchants and Contractors. Duration – up to 6 months.

Leverage Bridge Loans

While waiting for the disbursement of an approved loan or financing package from traditional banking or other source of funding, businessmen/women may avail themselves of the opportunity to utilize this facility in order not to lose time on a transaction or project. Duration – up to 2 months.

Import/Export Finance

For the payment of freight, acquisition of packaging materials, payment of taxes and duties to facilitate quick loading/discharge of goods for export/import trade. Duration – up to 3 months.

Susu Loans

A Trade Loan carefully designed for micro businesses clients who are already into some form of trade and wish to augment their working capital.  Duration – 6months

Leverage Lever business Loans

This is a special financial assistance designed for promising and realistic business ideas, that proves to generate revenue within 2 months Duration – up to 12 months

PERSONAL LOANS

Leverage Employee Loan

This is designed to assist salaried workers meet pressing personal financial obligations. This loan can be used for any purpose. Duration – up to 12 months.

Leverage Educational Assistance Plan (LEAP)

The LEAP comes with lower interest rates for salaried workers to ease the burden of making immediate huge lump sum payments to school and institutions for their wards or themselves. Duration – up to 12 months.

Leverage Own an Asset Loan

This is a consumer finance loan designed for individuals and small scale enterprise who aims at procuring a household item or simple tool that will aid their efficiency.

Leverage Public Sector Loan (LPSL)

The Leverage Public Sector Loan (LPSL) is designed to enable the public sector worker who receives salary through the Controller and Accountant General’s Department get easy access to credit facility at LMC.

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Make it Happen

LEVERAGE CONTROLLER LOAN FORM

Leverage Public Sector Loan (LPSL)

LEVERAGE GHANA POLICE LOAN (LGPL)

The Leverage Ghana Police Loan (LGPL) is a product designed purposely to enable all Ghana Police Personnel have easy access to credit facilities at Leverage.

Features

  • Fast, simple and convenient.
  • No deposit account required.
  • No post-dated cheque
  • Flexible repayment period up to 30 months.
  • No collateral as security
  • No guarantor required.
  • Payment at source.

Eligible Parties

  • All Ghana Police Personnel (except recruits)

Requirements

  • 3 Most Recent Pay slips (Originals)
  • 2 Recent Passport Pictures
  • A Valid Identification Card (Ecowas Identity Card)
  • Police ID card (Mandatory)